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Commerce Digitalization ROI Calculator
FreeCalculate ROI for upgrading to payment terminals, ordering kiosks and self-checkout. TCO comparison over 3-5-7 years.
Compliant with PCI DSS / NF 525 / DSP2
📈Return on investment analysis
💰Total investment
12,000€ HT
📈Net annual gain
30,852€/an
⏱️Payback time
5months
🎯ROI over 5 years
+505%
Annual gains
Additional revenue : +27,000 €
Staff savings : +4,752 €
Cash handling savings : +1,800 €
Total : 33,552 €/an
Recurring costs
Maintenance : 900 €/an
Software licences : 1,800 €/an
Total : 2,700 €/an
Indicators
Productivity gain : +15%
Card current → target : 40% → 60%
TCO 5 years : 25,500 €
Total gain : 154,260 €
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Very favourable ROI — checkout digitisation is particularly profitable for this profile.
📐 Calculation method
Investment = 3 × 3,500 € + installation
Net annual gain = Annual gains (CA + ETP + cash) - Recurring costs
Payback time = Investment / Net annual gain
ROI = (Cumulated gains - TCO) / TCO × 100Productivity gain estimated by equipment type. Staff savings = 30% of freed time. Cash savings = 1.5% of eliminated cash flow.
Standards & regulations
- PCI DSSSécurité des données de carte de paiement
- NF 525Certification logiciel de caisse (loi anti-fraude TVA)
- DSP2 / SCAAuthentification forte des paiements
- NF EN 301 549Accessibilité des bornes (PMR)
This tool provides indicative estimates. Results do not substitute professional advice. Always verify with current regulations.
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